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Disclaimer

MySmartCoPilot’s tools help you get everyday jobs done quickly. Here is what their results can and cannot be relied on for.

The short version

  • General information only

    The tools and guides help you work things out. They are not professional advice.

  • Estimates, not offers

    Money and tax results are estimates. Banks, lenders and tax authorities may calculate differently.

  • Check before you rely on it

    Confirm important results with official sources or a qualified professional.

General information only

The tools, calculators, examples and guides on MySmartCoPilot are provided for general information. They are not professional advice of any kind: financial, investment, tax, legal, accounting, medical, engineering or security. We work to keep them accurate and up to date, but we cannot guarantee that every result is correct, complete or suitable for your situation. If you rely on a result, you do so at your own risk, so please check anything important before you act on it. The terms of use explain the limits of our responsibility.

Finance calculators

This applies to:

These calculators show estimates based on the numbers you enter and the formulas explained on each tool page. Real figures from banks, lenders, fund houses or shops can differ because of rounding, fees and charges, how interest is compounded or counted, changes in rates, taxes and other terms of the product.

Investment returns are never guaranteed: an expected or past rate of return does not predict future returns. Nothing on MySmartCoPilot is an offer, a recommendation or advice to buy, sell or hold any financial product. Check the figures with your lender, bank or a qualified financial adviser before you decide.

Tax tools and business documents

This applies to:

These tools apply the tax rules and rates described on their pages. Tax law changes often: for example, India’s Income-tax Act, 2025 replaced the 1961 Act, and GST rates have changed several times. A calculator cannot cover every situation, such as special rates, exemptions, deductions, surcharge and cess rules or State-specific rules.

Results are not tax advice and do not replace an official computation. Before you file a return, issue an invoice or make a tax decision, check the official sources (incometax.gov.in, gst.gov.in, cbic-gst.gov.in) or ask a chartered accountant or tax practitioner. You are responsible for every detail on the invoices and quotations you issue, including GSTIN, HSN or SAC codes, tax rates and place of supply.

Health and fitness calculators

This applies to:

These calculators give general estimates from the formulas explained on each page. They are not medical advice, a diagnosis or a treatment plan, and they cannot take your health history, medicines or other circumstances into account.

Talk to a doctor or another qualified health professional before you make decisions about your health, especially if you are pregnant, have a medical condition or take medicines.

This applies to:

Templates are generic starting points and calculators follow the rules described on each page. They are not legal advice and may not fit your situation or the law where you live.

Have a qualified lawyer check anything you rely on, such as a contract, a notice or a deadline.

Engineering and technical calculators

This applies to:

Results are estimates from the formulas and values shown on each page. They are not a professional design, inspection or certification, and they do not replace the codes and standards that apply where you are.

Have a qualified engineer or licensed professional check anything safety-critical, such as structures, electrical installations, or gas and pressure systems.

Exchange rates

The currency converter uses the euro foreign exchange reference rates published by the European Central Bank, usually updated around 16:00 CET on working days. The ECB publishes them for information purposes only and strongly discourages using them for transactions. Banks, card networks and money changers use their own rates and add fees, so the amount you actually pay or receive will differ.

Other tools

  • Image and PDF tools. Compressing, resizing or converting can reduce quality, remove metadata or change formatting. Check the result and keep your original.
  • SEO tools. They generate tags, files and markup from what you enter. They cannot guarantee indexing or rankings; check search engines’ current guidelines.
  • Developer and security tools. Password, hash, UUID and token tools run in your browser, but you are responsible for how you use and store their output. MD5 and SHA-1 are not safe for passwords or signatures.
  • Timers and countdowns. Browsers can slow down background tabs and devices can go to sleep, so do not rely on them where exact timing matters for safety, health or money.
  • Date and age calculators. They follow the calendar rules described on each page; time zones and daylight saving time can change results.
  • Ask MySmartCoPilot. Its suggestions are generated automatically, sometimes by an AI model, and can be wrong. Check that a suggested tool really fits your task.

We link to official sources and other websites for your convenience. We do not control them and are not responsible for their content, accuracy or availability, and a link is not an endorsement.

Ads and affiliate links

When MySmartCoPilot shows ads, sponsored content or affiliate links, they are labelled. The products and services in them are offered by other companies, and showing them is not a recommendation. Read the advertising disclosure and the affiliate disclosure for details.

Found a mistake?

Please tell us through the contact form (topic “Report a problem”). Include the tool, what you entered and the result you expected. We look into every report and correct confirmed errors.