Stamp Duty & Registration Charges Calculator

About the Stamp Duty & Registration Charges Calculator

Estimate what registering a property purchase will cost: the stamp duty, any surcharge, cess or transfer duty, the registration fee and fixed office fees, on the agreement value or the government’s guidance (circle) value, whichever applies. Stamp duty in India is set by each state and changes often, so the calculator works with the rates you enter — or with a preset taken from a state’s official registration portal, shown with its link: Telangana, Odisha and Karnataka.

For England and Northern Ireland it works out Stamp Duty Land Tax slice by slice, as GOV.UK does — including first-time buyers’ relief, the 5 % higher rates for an additional home and the 2 % surcharge for non-UK residents.

Common uses

• Budgeting the registration cost of a flat or plot before booking it.
• Checking the stamp duty and fee a builder or agent has quoted.
• Comparing the duty on the agreement value and on the guidance value.
• Working out SDLT for a first home, a move or a buy-to-let in England.

How the Indian charges are worked out

• The value charged. Telangana’s table charges market value or consideration, whichever is higher; Karnataka’s charges conveyances on the market value. Enter the guidance value and leave Charge on the higher value ticked to follow that rule, or untick it if your duty is on the agreement value.
• Stamp duty is a percentage of that value under the state’s stamp law. Some states add a surcharge, cess or transfer duty — on the value or as a percentage of the duty — add each under Other charges.
• Registration fee is fixed by each state under section 78 of the Registration Act, 1908, often as a percentage with a minimum or a cap, or “for every ₹1,000 or part”.
• Fixed fees such as scanning, pasting or e-stamping charges are added at the end.
• Concessions (for women buyers, first homes or affordable housing) differ by state — enter the reduced rate yourself.

Presets and their sources

• Telangana — Registration & Stamps Department, Ready Reckoner (Stamp, TD, RF): sale deed in areas other than gram panchayats 5.5 % stamp duty + 1.5 % transfer duty + 0.5 % registration fee; in gram panchayats 5.5 % + 2 % registration fee; on the market value or consideration, whichever is higher.
• Odisha — Inspector General of Registration, Fee structure: sale of immovable property 5 % stamp duty, 2 % registration fee.
• Karnataka — Department of Stamps and Registration, Stamp Duty and Registration Fees: conveyance including flats 5 % on the market value + surcharge + additional duty, registration fee 2 %; Notification RD/46/MNMU/2025 raised the fee from ₹10 to ₹20 for every ₹1,000 or part (1 % to 2 %).

Other states are not preset because their current rates could not be confirmed from an official page — use Enter rates yourself with the figures from your state’s registration portal.

UK Stamp Duty Land Tax (England and Northern Ireland)

Residential rates for purchases from 1 April 2025, each on the slice of the price within the band:

• Standard: 0 % up to £125,000; 2 % to £250,000; 5 % to £925,000; 10 % to £1.5 million; 12 % above.
• First-time buyers (everyone buying must be one): 0 % up to £300,000 and 5 % to £500,000. Above £500,000 there is no relief and the standard rates apply.
• Additional property: 5 % more on every slice (5 / 7 / 10 / 15 / 17 %) when you will own more than one home, for purchases of £40,000 or more — unless you are replacing your main home.
• Non-UK resident (fewer than 183 days in the UK in the 12 months before buying): 2 % more on every slice, on top of any other rates, for purchases of £40,000 or more.

Scotland has Land and Buildings Transaction Tax and Wales Land Transaction Tax instead; they are not covered here.

Sources

• GOV.UK — Stamp Duty Land Tax: residential property rates
• HMRC — Higher rates of Stamp Duty Land Tax
• HMRC — Rates of Stamp Duty Land Tax for non-UK residents
• The state pages listed under Presets and their sources.

Limitations

• Indian presets cover only Telangana, Odisha and Karnataka sale deeds; for other states and other deeds (gift, lease, mortgage, power of attorney) enter the rates yourself.
• Women’s, joint-owner, affordable-housing and other concessions, metro cess and local-body surcharges are not built in unless your state’s preset lists them.
• UK: residential purchases by individuals only — not leasehold rent (net present value), companies, six or more dwellings, linked transactions or other reliefs. Results are shown to the penny; HMRC’s calculator and your conveyancer have the final figure.
• Rates change. Confirm the rate on the official portal before you pay.

Privacy

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