Australia Student Visa Funds Calculator
Use your own study costs and evidence; the receiving authority decides.
Try before you buy.
- Free preview: the rules, dates and checks that apply to your figures, with every computed amount hidden.
- Locked until you unlock it: download and copy.
- Unlock: Pro pass, ₹179 for 30 days or ₹79 for 1 week, a one-time payment that never renews. Unlock: Pro pass, $5.99 for 30 days or $2.99 for 1 week, a one-time payment that never renews.
Ways to unlock shows how to get the full result.
Printing this result is locked in the free preview.
This calculation does not check your funds, your evidence or your eligibility; check the current official instructions. The amounts and downloads open with a Pro pass.
Your result
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For general information only, not legal advice. Templates are generic starting points — have a qualified lawyer review anything you rely on.
How this tool is checked
- Based on
- the rules of Australia, as set out under ‘Formula, data and exact scope’.
- Sources
-
This guide cites one source:
- Tests
- 3 automated tests check its results.
- Found an error?
- Report a problem or write to support@mysmartcopilot.com, with what you entered and the result you expected.
About the Australia Student Visa Funds Calculator
Prepare a Subclass 500 reference for the main applicant and the family from fees, payments, living costs for the applicant, partner and children, school costs and travel. Enter a fee quote for the first 12 months when fees are uneven; otherwise the estimate assumes an even spread. Individual child rows allow different stays and qualifying school-fee waivers. The annual-income alternative is separate from cash funds. Computed amounts and verdicts are hidden in the preview; a Pro pass opens complete summaries and exports.
How to use it
- Choose funds or the annual-income alternative. For funds identify the relevant remaining study period, gross fees and applicable payments.
- Enter the stays and family costs. When your children’s stays or fee waivers differ, list each child on a line of their own: days of stay, short stay, school age and fee waived.
- Review components and evidence. With a Pro pass, download the PDF or text summary, or copy it.
Formula, data and exact scope
Home Affairs Student visa instructions and the official financial capacity instrument. Annual living amounts are AUD 29,710 for the applicant, AUD 10,394 for a partner and AUD 4,449 for each child; school costs are AUD 13,502 for each school-age child unless a government-school fee waiver and a qualifying main applicant apply. The income alternative is AUD 87,856 without accompanying family or AUD 102,500 with them. Relevant costs are prorated by annual amount/365×intended days and conservatively rounded up to cents.
Fees and individual child stays
The relevant study period begins at the first course start if it follows application, otherwise at application. Less than twelve months remaining uses remaining fees; longer study uses first-twelve-month fees less relevant payments. A first-year quote for uneven fees replaces the even-spread estimate. Individual child rows give each child’s stay days, school-age status and any qualifying government-school fee waiver.
Limitations
- A reference from the facts you enter; not legal advice. Have your application reviewed by a qualified lawyer or other professional. Financial access, eligibility and approval are not decided.
- Verify the applicable official date/profile and checklist. A comparison does not authenticate statements, payments or exemption declarations.
- Unsupported PDF characters stay unchanged in the complete plain-text summary; no altered PDF is downloaded.
- Your form stays in page memory. Reset and leaving clear its personal inputs. No calculation data is put in a URL or uploaded.
- The scope is primary Subclass 500 and accompanying combined family. Later-joining secondary applicants and Student Guardian (subclass 590) have distinct statutory branches.
Privacy
On this device; its files download once
Your form stays in page memory. Reset and leaving clear its personal inputs. No calculation data is put in a URL or uploaded.
Frequently asked questions
What do I get without a pass?
Without a pass, Australia Student Visa Funds Calculator shows the rules, dates and checks that apply to your figures, with every computed amount hidden. Until you unlock it, the result can’t be downloaded or copied. A Pro, Premium or Ultimate pass, a one-time payment that never renews, unlocks the full result. The pricing page lists the passes and their prices.
What if first-year tuition is higher than later tuition?
Enter the fee quote for the first 12 months. Leaving it blank estimates an even monthly share of remaining fees; the summary identifies that assumption. Payments must relate to the calculated period.
Can children have different stays or school waivers?
Yes. Supply one individual row per included child. It records the stay, whether it is under 12 months, school-age status and any qualifying waiver; school and living subtotals stay separate.
Does the income alternative prove cash is available?
No. It compares the annual personal income you enter, and the date of its government document, with a separate threshold. The person’s role, the official evidence and genuine access still need assessment.