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Tools made for Germany

Income tax, net pay, Minijobs, parental allowance, pensions and e-invoices under German rules.

  • DE
  • 23 tools made for Germany
  • No sign-up

27 of 32 tools here need a pass: Pro unlocks 18, Premium all 27 · See passes

Go to the 32 tools

Income tax, social contributions, Minijobs, parental allowance and the e-invoices businesses exchange in Germany follow federal rules and formats such as XRechnung, and some rules come from the EU. The tools here are grouped by the job, and each one works from the figures and details you enter. Rules and rates change, so check a result with your tax office, a tax adviser or the agency concerned before you file, sign or send.

The main tools

Wage tax each month, income tax once a year

German employers deduct wage tax (Lohnsteuer) by your tax class every month, with the solidarity surcharge and church tax where they apply, and your share of pension, unemployment, health and long-term care insurance. The year’s income tax (Einkommensteuer) is settled with the tax return, where costs such as your journeys to work lower the taxable income, and married couples or civil partners assessed jointly pay by the splitting tariff.

The gross-to-net calculator follows the payroll side, the income tax calculator works out the year from your taxable income, and the commuter allowance calculator shows what your journeys to work save. A Minijob works differently: its pay must stay under an earnings limit, and the Minijob calculator shows how many hours at your wage fit under it.

Invoices between businesses

Germany is moving invoices between businesses to structured e-invoices that follow the European standard EN 16931, such as XRechnung and ZUGFeRD. Make one invoice with the e-invoice generator, a month of them from a spreadsheet with the E-Invoice Studio, and check a file you received with the XRechnung validator. Before you invoice a customer in another EU country without VAT, check their number with the VAT number validator.

Worked example: Weighing a severance offer

  1. See what is left of the payment after tax, with and without the Fünftelregelung, in the severance tax calculator.

  2. If you plan to stop working sooner, see what fewer working years mean for your statutory pension with the pension calculator.

  3. Plan the months until your next job, or your retirement, with the budget planner.

Questions and answers

Do the rules differ between the Länder?

Income tax, wage tax and social contributions follow federal law everywhere. Church tax is lower in Bavaria and Baden-Württemberg than in the other Länder, and each Land sets its own rate of property transfer tax, which the property transfer tax calculator applies.

Where do I apply for parental allowance?

At the parental allowance office (Elterngeldstelle) responsible where you live. The parental allowance calculator estimates Basiselterngeld and ElterngeldPlus from your income before the birth; the office decides the amount.

Start here

Tax

3 tools

For income tax, tax on gains and the taxes on sales and businesses.

Pay & work

5 tools

For salaries, take-home pay, leave and what is owed when a job ends.

Pensions & benefits

6 tools

For retirement savings, social security contributions and benefits.

Property & home loans

1 tool

For buying, selling or renting a home and borrowing for it.

Business & invoicing

5 tools

For invoices, registrations and the fees and checks of running a business.

Study, tests & student loans

1 tool

For grades, practice tests and repaying a student loan.

Set up for Germany

9 tools

Tools that work in every country and start in your own currency (in Germany: euros, EUR). You can change it in each tool.

Good to know

  • 31 of 32 tools run entirely in your browser. The other one explains on its page what it sends and why.
  • 26 of 32 keep working without a connection once loaded.
  • Calculator results and templates are starting points for planning, not tax, financial or legal advice. Check the method and assumptions on each tool’s page.
  • Nothing to install and no account. 5 of the 32 tools are free to use without a limit.
  • The 27 paid tools are Pro and Premium tools: they show a free preview, and a pass that unlocks them gives full results. See passes and prices

Tools made for other countries

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