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Tools made for Ireland

Income tax, USC and PRSI, the minimum wage, mortgage limits and stamp duty under Irish rules.

  • IE
  • 14 tools made for Ireland
  • No sign-up

20 of 23 tools here need a pass: Pro unlocks 12, Premium all 20 · See passes

Go to the 23 tools

Income tax, USC and PRSI, the minimum wage, stamp duty and mortgage limits in Ireland follow rules set by Revenue, the Central Bank and Irish law, and some rules for businesses come from the EU. The tools here are grouped by the job, and each one works from the figures and details you enter. Rules and rates change, so check a result with Revenue or your lender before you file, borrow or buy.

The main tools

Income tax, USC and PRSI

Three deductions come off an Irish payslip: income tax at the standard and higher rates less your tax credits, the Universal Social Charge, and PRSI. Your employer applies them using the details Revenue sends for you, so register a new job with Revenue before your first payday to avoid emergency tax. The income tax calculator works out each payday and the whole year, with pension relief or auto-enrolment and the rules for married couples and civil partners.

Buying a home

The Central Bank’s mortgage measures cap how much a lender may lend against your income and how small your deposit can be, with different limits for first-time buyers and for everyone else, and lenders may make a few exceptions. The mortgage borrowing calculator applies both limits with Help to Buy for a new home. Stamp duty is paid by the buyer, and on a new home it is charged on the price without VAT, as the stamp duty calculator works it out.

Worked example: Starting your first job

  1. Check the minimum hourly rate for your age with the minimum wage checker.

  2. See what each payday leaves after income tax, USC and PRSI with the income tax calculator.

  3. Plan your month in euros with the budget planner.

Questions and answers

Do the EU tools apply to Irish businesses?

Yes. Ireland applies the EU’s rules on VAT between businesses, so check a customer’s number with the VAT number validator before you invoice without VAT, and the pay gap report works out the indicators the EU Pay Transparency Directive asks employers for.

Does every part of my pay count towards the minimum wage?

No. Basic pay, shift premiums and some bonuses count; overtime premiums, tips, service charges and most allowances do not, and board and lodgings from your employer count at fixed amounts. The minimum wage checker takes off what does not count and shows your real hourly rate.

Start here

Tax

3 tools

For income tax, tax on gains and the taxes on sales and businesses.

Pay & work

4 tools

For salaries, take-home pay, leave and what is owed when a job ends.

Property & home loans

2 tools

For buying, selling or renting a home and borrowing for it.

Business & invoicing

2 tools

For invoices, registrations and the fees and checks of running a business.

More local tools

1 tool

For other sums and checks that follow local rules.

Set up for Ireland

9 tools

Tools that work in every country and start in your own currency (in Ireland: euros, EUR). You can change it in each tool.

Good to know

  • 22 of 23 tools run entirely in your browser. The other one explains on its page what it sends and why.
  • 17 of 23 keep working without a connection once loaded.
  • Calculator results and templates are starting points for planning, not tax, financial, legal or investment advice. Check the method and assumptions on each tool’s page.
  • Nothing to install and no account. 3 of the 23 tools are free to use without a limit.
  • The 20 paid tools are Pro and Premium tools: they show a free preview, and a pass that unlocks them gives full results. See passes and prices

Tools made for other countries

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